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If you're on LinkedIn be sure to check out our group profile, join the group, free credit Boston and of course feel free to contribute! To view many of the documents and forms made available via our site you'll need Adobe's free Acrobat Reader. Please take a moment to review our Privacy Policy U.S. seeks clear path to (really) free credit reports You've probably seen free credit Boston or heard ads featuring catchy tunes free credit Boston and jingles for websites claiming to help you get a free free credit Boston credit report. The problem: Those sites aren't the official government-mandated site (AnnualCreditReport.com) for obtaining free reports entitled to you each year by federal law. At these soundalike sites, free isn't really free -- it comes with strings attached. They sign consumers up -- sometimes without their knowledge -- free credit Boston for credit monitoring services and charge recurring monthly fees to their credit free credit Boston cards. Curbing 'confusing' ads, practices The Federal Trade Commission (FTC) has proposed new rules to help decrease the number of consumers who are free credit Boston duped into signing up for services they don't want and free credit Boston make it easier for people who only want to get their free credit reports to do so -- without hassle. all 3 free credit reports

There has been a proliferation of confusing advertising free credit Boston regarding where consumers can obtain their free credit Boston free annual [credit] file, according to the FTC. The new rules were drafted because a provision in free credit Boston the Credit CARD Act of 2009 free credit Boston says, beginning Feb. 22, 2010, radio, TV and other ads for free credit reports must include the free credit Boston following disclaimer: This is not the free credit report provided for free credit Boston by federal law. These advertisements direct free credit Boston consumers not to AnnualCreditReport.com, the free credit Boston authorized source for free annual file disclosures, but to commercial websites operated by the nationwide CRAs (credit reporting agencies) or others that sell a variety of products and services, according to the FTC. free credit report no fee Further, when a consumer uses an Internet free credit Boston search engine to find the website for free annual file disclosures, the search engine will usually list 'sponsored' links -- again, selling products and services -- such as 'FreeCreditReport.com' first. As a result of this advertising, consumers are often misled and confused about where free credit Boston to go to obtain the free annual file disclosure mandated by federal law. Getting a 'free' credit report is one of the most confusing and frustrating experiences there is. --Nicolas Guzman Virginia consumer The FTC is also seeking to make getting free credit reports on the official site -- AnnualCreditReport.com -- less confusing for consumers. Today, free credit Boston the site makes it easy for consumers to get sidetracked from the free path with ads and special offers for additional services that are not free. The proposal would ban those pitches until after consumers have signed up for their free reports.

Also banned: requiring consumers to set up accounts on free credit Boston the site before they can get their free reports.

Hundreds comment on proposed rules Of the more free credit Boston than 1,000 comments filed with the FTC about the proposed changes, an overwhelming majority support the new rules. three credit reports Carl Levin, the National Association of Attorneys General and the National Consumer Law Center were free credit Boston among those supporting the rules. Among those expressing concerns for commercial expression on the Internet and free commerce were: the Interactive Advertising Bureau, free credit Boston National Business Coalition for E-Commerce and Privacy and the Direct Marketing Association.