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Sign Up Now [Log in] Credit Score Estimator Calculate your estimated credit score in seconds. The Pros and Cons of Prepaid Cards Prepaid cards offer the convenience of a credit card without the difficult approval process or risk of getting into debt. These credit free report score Spokane cards work a lot like a gift card, you will have to load the account with cash (direct deposit is usually available) before you can use it for a purchase Prepaid cards are not credit cards; you cannot spend more than the balance you have deposited and you will not be charged interest for your spending. The prepaid account will not be reported to the credit bureaus as a credit card. Fees and charges can vary significantly between different prepaid credit card offers.

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